Privacy Policy

To provide the service, Bani may process your phone number, device identifiers, authentication details, and transaction data derived from supported M-Pesa SMS messages.

We also store your selected settings, including theme preference, and limited technical information needed to keep the app secure and working correctly.

We use your information to verify your account, sync transaction records, generate summaries and insights, personalize the experience, and improve reliability and fraud prevention.

We do not use your personal financial data for sale to advertisers.

We take reasonable steps to protect your information through access controls, secure storage practices, and technical safeguards appropriate to the product.

No system can be guaranteed perfectly secure, so you should also protect your device and report any suspected compromise quickly.

You can stop using the app at any time, revoke permissions from your device settings, and request support if you need help understanding what data is being used.

Where required by applicable law, we will honor valid privacy requests related to access, correction, or deletion of personal information.