spend smarter.save quietly.
Bani reads your M-Pesa history and turns it into calm, human insights, priced in KES, tuned for M-Pesa, made for how money moves in Kenya.
every tool your money deserves.
Designed to feel effortless. Engineered to stay private.
ai insights
Bani reads your history and explains, in plain language, where your money actually goes.
spending pulse
Category breakdowns and quiet nudges when a pattern starts drifting from your plan.
ask Bani anything
"How much did I spend on transport last month?" Just ask, no filters, no digging through statements.
your Bani Wrapped
Your biggest month, your most loyal merchant, your wildest week: a personal recap generated just for you.
private by default
Never sold, never shared with advertisers, never used to train a third-party model.
smart alerts
Bills, unusual charges, subscription creep: caught before they cost you real money.
from install to insight in four steps.
- 01
install Bani
Grab the APK or join the Play Store waitlist. Setup takes under a minute.
- 02
connect M-Pesa
Bani reads your M-Pesa SMS on-device, read-only, and encrypted in transit.
- 03
let ai do the reading
Bani analyzes months of history and surfaces what actually matters.
- 04
live richer
Weekly insights, quiet nudges, and goals that finally move forward.
two ways in. pick yours.
the apk is
on its way.
We're finishing the signed build. Join the waitlist and it lands in your inbox the moment it's ready: install in one tap, no store needed.
be first
on play.
Bani isn't on Google Play yet. Leave your email and we'll ping you the moment it's live: one email, no marketing.
money is personal. we treat it that way.
Built so you never have to think about the plumbing.
encrypted in transit
Every request between your phone and Bani's servers is encrypted, always.
read-only connections
Bani can see your history. It can never move money without you.
private ai
Insights are generated for you specifically, through an AI provider that never trains on your data.